About Us: Tax Lien Services Unlimited (TLS)

Established with a vision to provide lucrative investment opportunities, TLS specializes in acquiring and servicing portfolios of Kentucky delinquent property tax liens. With a wealth of experience dating back to 1995, TLS has been a trusted partner for institutional, private, and diverse investors. Over the last two decades, we’ve honed our expertise in managing Kentucky property tax liens.

The TLS payoff call center works with taxpayers and interested parties to settle their delinquent tax debt. Most liens redeem during the statutory redemption period. In some instances, it may be necessary for TLS to take title to the property and sell it, in order to recover the investment..

Investor Tax Lien Strategy

Municipal tax liens are created when real estate owners fail to pay their property taxes. The municipalities charge interest and penalties on the delinquent amount. Most municipalities have stringent laws that allow them to place a lien on the underlying property, with allowance for a relatively fast-tracked process to foreclose on the property if the taxes remain unpaid for an extended period of time. Upon foreclosure, the property is acquired by the lienholder free and clear of any underlying mortgages. Our tax lien strategy enables clients to benefit from the above average yields afforded by these relatively low-risk, highly secured, high-credit, and quality instruments.

Commitment to Integrity: Investor Strategy

We are dedicated to treating all taxpayers respectfully, fairly, and consistently. Our service centers implement extensive tracking and control measures to uphold these values.

Investment Approach

TLS’ investment approach focuses on:

1. Acquiring high-quality assets through superior due diligence, financial analysis, and proprietary systems and procedures.
2. Servicing purchased liens efficiently through superior portfolio analysis, in conjunction with state-of-the-art systems and technology.
3. Managing mature liens by applying specific knowledge and understanding of state tax lien statues, leveraging extensive relationships with attorneys, brokers, contractors, and title companies in this process.

MORT: Advanced Portfolio Management

Our proprietary enterprise-level relational database, MORT, is a culmination of years of planning and refinement. It efficiently manages tax lien portfolios, incorporating financial and legal nuances across various jurisdictions. MORT’s reporting abilities provide a clear picture of individual assets and entire portfolios, facilitating the servicing process.

Track Record of Success: Since 2006

TLS has invested in over 30,000 Kentucky tax liens, currently holding over 5,000 outstanding. Consistently acquiring over 1,000 Kentucky tax liens each year for the past decade, TLS has demonstrated a successful track record. Our invested liens, mostly in Central and Eastern Kentucky, offer excellent opportunities, especially those heading to master commissioner sales.

TLS has a professional staff that includes a payoff call center, attorneys, paralegals and other due diligence associates  that provide  collection for all outstanding liens.  TLS offers in house payment plans to help our taxpayers with their delinquent debt

Secured Investments: Your Peace of Mind

Invest with confidence as your funds are secured by outstanding tax liens, structured as a promissory note with TLS and Palm Oaks, our purchasing entity. Monthly interest payments on your principal, with a balloon payment at the end of one, two, or three years, provide a structured and rewarding investment experience.